Thursday, March 13, 2014

Singapore to Regulate Bitcoin Operators for Money Laundering

Singapore will regulate virtual-currency intermediaries including operators of Bitcoin exchanges

and vending machines to address potential money-laundering and

terrorist-financing risks.


The Monetary Authority of Singapore will require

intermediaries that facilitate the exchange of digital

currencies to verify identities of their customers and report

suspicious transactions to a unit of the city-state’s police, it

said in a statement today. No timeframe was given.


Digital currencies have come under scrutiny in markets from

China to Russia and the U.S., with some regulators calling for

bans or limits on their use. Charlie Shrem, the founder of

exchange company BitInstant, was charged in Manhattan two months

ago with conspiring to launder $1 million of Bitcoins.


“Consumers and businesses should take note of the broader

risks that dealing in virtual currencies entails and should

exercise the necessary caution,” MAS Deputy Managing Director

Ong Chong Tee said in today’s statement.


The new rules would make Singapore one of the first

countries to target the risk of money laundering and terrorism

financing among agents of virtual currencies, MAS said. In

December, China’s central bank barred financial institutions

from handling Bitcoin transactions following a surge in the

currency’s value.


Mt. Gox, a Japanese exchange operator, collapsed last month

following the loss of Bitcoins valued at more than $500 million.

The digital currency was introduced in 2008 by a programmer or

group of programmers under the name Satoshi Nakamoto and has

since gained traction with merchants around the world. Bitcoins

have no central issuing authority and use a public ledger to

verify transactions.


‘Global Leader’


Virtual currency intermediaries in Singapore will be

subject to the similar rules that govern money changers and

remittance businesses, MAS said in today’s statement.


The rules won’t cover the “safety and soundness” of the

intermediaries or the transactions, it said. The authority said

it will monitor regulations in other jurisdictions and consider

additional measures to address the risks posed by virtual

currencies and their intermediaries.


“This really sets Singapore out as the global leader of

virtual currency regulation,” said Antony Lewis, head of

business development at itBit Pte, a Singapore-based virtual

currencies exchange. “As less professional outfits engaged in

questionable activities are regulated out of the market,

consumers win.”


Bankruptcy Protection


Mt. Gox, once the world’s largest exchange for digital-currency transactions, went offline in Tokyo on Feb. 25 after

halting customers’ Bitcoin withdrawals. The exchange applied for

bankruptcy protection three days later, saying it had lost

750,000 Bitcoins belonging to customers and 100,000 of its own.


Bitcoin gained 1.4 percent to $640.36, the CoinDesk Bitcoin

Price Index
showed as of 11:33 a.m. London time. The value has

almost halved from its December peak.


Japan’s government said March 7 that while Bitcoin isn’t a

currency, it could be subject to taxation like goods and

services. It issued the statement in response to questions from

opposition lawmaker Tsutomu Okubo, who has since asked the

administration to clarify how it will regulate Bitcoin.


A day before Mt. Gox filed for bankruptcy, Tembusu

Terminals Pte set up what may be Singapore’s first machine for

buying Bitcoins at a bar in the downtown Boat Quay district.


MAS doesn’t recognize Bitcoin as legal tender and had had

cautioned individuals about the use of virtual currencies,

Tharman Shanmugaratnam, the regulator’s chairman and Singapore’s

finance minister, said in Parliament on Feb. 21.


To contact the reporter on this story:

Sanat Vallikappen in Singapore at

vallikappen@bloomberg.net


To contact the editors responsible for this story:

Chitra Somayaji at

csomayaji@bloomberg.net

Darren Boey, Ben Scent



Singapore to Regulate Bitcoin Operators for Money Laundering

0 comments:

Post a Comment